thinking about selling your house

How to Sell a House

Selling Your Home

You decide to sell your house or land?

Where to start?

1. Need to assess your home or land. You can invite a professional appraiser who will do a detailed analysis and opinion on value.

Rough estimate can be made.

First we need to buy all the latest publications that publish ads suburban real estate. Such as the “Hand in Hand”, “chance”, “Real Estate Bulletin ” will help create a picture of the value of your property. One has only to be patient, to select similar objects placed in your community, compare prices, call us sellers to clarify the characteristics of their country estate, which could affect the price.

If you have a house, by following the year of construction and the percentage of wear, what you need to have a fresh extract from the technical passport at home. If you land, you should consider the degree of attachment to the land (development, communications, landing, etc.). The price of land can be above and below the land value of the site. One of the important aspects to assess is the demand, that is, Offers to buy a house or land and seasonal demand.

You rate your home or land, what’s next …

2. Choosing an advertising campaign of your country real estate. Where to advertise and how to deliver your ad to sell the house and land? Again, turn to the distribution of printed materials such as “Advertising Chance”, “Hand in Hand”, “BN.ru.” And take into account the advancement of suburban real estate buyers who do not acquire kilograms of waste paper with a free ad, and turning to the internet and pick up options on the sites.

Common sites where you can submit free personals “Advertising chance”, “Hand in Hand”, “FLP Line”, which actually can submit a free listing. On many sites, registration is required to supply a free ad. To “FLP Line” registration is not required, but is provided to you after the announcement it would add, edit, add photos of your home. From a one-time filing declaration of the result you will not live to see. Need delivery system property adverts.

Ads you file!

3. We are waiting for calls! There may be many and at any time. If the calls do not, then look you see above, something you did wrong.

What you need to know about the house and the land, you will be sure to ask about it when you call:

  • – A framed house and property on land, there are documents to prove ownership (certificate of ownership of the house and land)?
  • – How many owners?
  • – Conducted survey of land?
  • – Are the documents to sell the house and land?

There may be other questions about the documents, and the characteristics of the house and land. Be prepared!

4. Show house and plot. If you live in a house to sell, you will be able to show at any time. More difficult if you have to go. Featuring house, be sure to pay attention to potential customers all the advantages and disadvantages of home. Buyer to find significant deficiencies home has the ability to advance unspecified according st.475 Civil Code commensurate reduction of the purchase price, free elimination of defects in the goods within a reasonable time, reimbursement of their expenses to eliminate product defects.

Learn more how to Sell my home with House Network.

5. Buyer is willing to buy your house and land! Preparing documents for sale. Deal can be done with a notary and register FRS or in writing (which is much cheaper) and also register in FRS. Recommend to read the part of the legal registration of the contract of sale, registration of a contract of sale with the FRS, the effects of the transaction by reading chapter 30 of Part II of the Civil Code.

6. Safety of the sale! On the safety of the transaction you need to think in advance. Fraud in the real estate lot, cheat and sellers, knowing that you have the cash and the buyers can do it at any stage of the transaction. In order not to get in a trouble, and the buyer and seller are not too lazy to consult a lawyer. More secure and reliable option of selling homes with land, with legal order in the estate agency.

They organize the review and preparation of documents, they will order the contract of sale of the house with the land and organize a safe in a bank account in the FRS RF. When the transaction price several hundred thousand or even millions of the risk is not worth it. Seek professional!

your roof

Roof – The Key Element of a Home

Your Roof

It provides protection for both home and its occupants from rain, snow and wind. It largely determines the appearance of the building. On the reliability and durability of the roof just the durability of the building. If the house is cracked wall – live in the house you can, if the house is the roof leaks, life becomes a nightmare.

Add to that the loss of heat through the roofs of houses, which make up 30% of total heat loss of the house. Your money, it turns out, not only fly in the pipe. They leak and through the roof. Warm air is known, rises up, and cooled under cold roof falls in your bedroom.

From our vocabulary gradually leaves the word ‘loft’. He was replaced by a mansard roof. Such a device is allowed to convert non-residential roof attic into living space. Effective area of ??the house was added, but with it was added, and headache. Not abstract, but concrete. It is easy to cause the drumming of raindrops on the metal roof.

Details about your roof
Details about your roof

Do not rush to run for nurofenom. Headache in this case, is much safer to treat other drugs. His name – soundproofing. Not a very high quality projects on roofs insulation prefer to remain silent. In vain, dear architect, to no avail. The roof of the house is not a garage roof. And this architect must know when choosing a roofing or covering roofs.

I hope you already understand why experienced architects for the project roof area of special attention. A contractor for the construction of the roof has always been and remains one of the most important tasks in the construction of houses.

For more information on the subject visit Chantilly, VA roof repair.

black mold

Getting Rid of Black Mold

Black Mold

Do you have a black mold on the walls, in the bathroom, or basement? You ask yourself questions like “How to remove mold, how to fight it than to bring the fungus?” Please contact roofer911, we will destroy the mold in your home, office, warehouse or a country house, having the necessary mycological examination will establish the input/output control for mycological indicators for the food industry, we remove the fungus from the paintings and antiques with subsequent restoration, check the building materials on plesneustoychivost and more.

Roofer911 company operates in a narrow segment, we will solve all the issues related to mold and mildew, starting with the work for the removal of mold from the selection of the most effective means for every occasion and repair turnkey finishing using special materials.

Pick a Professional

Narrow specialization allows us to be professionals. Special attention udilyaem quality control at every stage of the work performed. We also use unique equipment that allows: strip and mill walls and ceilings are free of dust, which is especially important for museums and apartments with an expensive repair, removal of non-contact of fungus with the removal of paint on large areas in a short time, for interior video endoscopic examinations to detect biodegradation centers of ceilings and drywall for without dismantling. We will be glad to help you to handle mold issues.

At the first appearance of fungus, we recommend you to turn to professionals. Since prolonged exposure to an infected area leads to serious consequences for people, even death.

Apartments and Cottages

Increasingly today, we hear about the global economic crisis. And more and more every man in the street thinks about the safety of their assets and savings, no matter where they are in a Swiss bank account or home, sewn into the mattress.

At the same time everyone knows the immutable truth of the modern economic world: money, that do not work too early or too late to depreciate. But we interpret and make conclusions, we are different. Someone investing their hard earned money in pyramid schemes and dubious trusts, then the rest of his life regretted that the only wrong decision, which could easily lead to bankruptcy, someone opens up their own business, which is also in the context of current events that might be a bad idea.

The Price

Almost every product is unpredictable in terms of pricing today oil can be sold at exorbitant prices, and tomorrow it is generally not worth it to buy it. In this sense, the property – one of the famous market, where prices do not undergo significant fluctuations in the short term. In addition, the sale of apartments has always enjoyed constant popularity: the population of any country always needs a new living space for arranging their children’s life or to change the old dilapidated houses in the new building. Based on a popular form stable high prices for real estate, including rental housing, the price of which is due to the cost of apartments on the market.

Location, Location, Location

But even for the segment of the population, which is fully secured lodgings in the major cities there is a desire to acquire additional properties. However, here the views of ordinary people disagree: some people prefer to buy land and build a vacation home of your dreams on his own plan, while others want to buy a cottage and move into a ready room, enjoying the delights of nature and the lack of proximity to city life and gassed. But regardless of how the inhabitant is a suburban real estate of your dreams, the basic fact is the very existence of such a commitment, which raises the popularity of the real estate market and gives it the diversity and expanding area of ​​interest.

In fact, such a stable population and a broad interest in the products of the real estate market is the most reliable basis for strengthening the position of the market. After all, in fact, the price of any product or service is determined not by some mythical individuals in the highest circles of the economic elite, and every man in the street, which now pays money for the purchase of a commodity, and tomorrow he refuses, creating an unfavorable popularity and last, As a result, lowering its price. Of course, this is not the only lever for the economy, but one of the most important and weighty.

Summarizing all the above ideas can be concluded that the real estate market is the most trustworthy for investments and financial expectations, even in times of global economic crises. We can not say that the price of the real estate market never falling, but in comparison with all other goods and services, real estate categorically wins.

getting a mortgage for your new home

Getting a Mortgage

Securing a Mortgage

So how do you get an apartment for a long time, it is necessary to protect yourself and all your loved ones from unforeseen situations. You must insure that apartment that you purchase on credit. And that is why when a loan you must insure your apartment. After all, the weight of life contingencies. For example, a house can burn, and apartment come into disrepair.

Also, the bank requires a purity of legal transaction. After all, if some distant relatives of your salespeople will encroach on your property, the insurance company is obliged to reimburse the bank. Also, in order to secure your mortgage, you must insure the person to whom it is issued.

Repayment of the Loan

After all, if the payer is unable to work, and will not be able to repay the loan, the entire family will be able to evict from this shelter. That’s insure yourself, you will avoid such an unpleasant fate, and even if something happens to you, the costs incurred by this insurance company that you have insured their lives. It may be partial contributions if you suddenly fall ill for a certain amount of time. It is necessary to maximize safety to worry about yourself.

Insurance

mortgage
Getting a good deal on your mortgage can make more of a difference than the price of the home.

In general, insurance is now a prerequisite for obtaining a mortgage loan. It happens when the client even before the desire to take a mortgage, insure your life in one of the insurance companies. But the insurer to change its new does not want to. In this case, he needs to find a financial institution, where his choice of SC will treat with understanding. After all, the bank credited you may already have a partner company.

Personally selected and prices of different insurance risks. As usual, the rate of insurance home hovers around 0.3-0.5% of the amount of insurance. The final size of it depends on many factors. These include, inter alia, include the condition of the house, its technical performance, and others.

In turn, life insurance and disability client as unique. On average, changes are recorded at the level of 0.3-1.5%. Influencing factors are the age of the borrower, his professional activities, health, etc. In some cases, banking institutions insist on applying for insurance for the co-borrower. This occurs if the consideration of the application are taken into account his income.

brick homes

Brick Homes

Brick House – without a doubt is one of the most solid and durable houses. Building a house of bricks valued for its beauty and depth, so the brick house will stand more than one hundred years. In-built brick house will live happily ever after, not only you and your children and grandchildren and even great-grandchildren with.

Build a wall of brick houses, usually in the form of solid masonry, which may be supplemented by additional and different parts, such as natural stone, wood, bricks of different textures and shades.

Prices of Brick Homes

Although in modern times and there are, the new, as the more expensive and inexpensive construction materials for building houses and building technologies become more sophisticated, the traditional construction of brick houses still valued.

Brick house, during its construction, can bring to life, literally any constructive solutions.

The reason for this is the long-established system of production of bricks, as well as some design features of the brick by brick you can implement almost any constructive suggestions of Architects, if you decide to build a brick house. Important role in the construction of a brick house and has the prestige, which are the owners who built the brick house for himself, because this building material will always be respected and popular!

Brick house, as a rule – are practical and durable, aesthetically they are beautiful.

What all of us and to you, including the so-brick house like? Why did many, the choice of building materials when building a house is purchased a brick?

In the first place, and this no one would argue, a brick as a building material, has high strength, moisture absorption and durability during its operation. However, to ensure that when building a house, to reach more of the best options for durability and strength at home, building brick houses requires strict adherence to building construction rules and regulations, and compliance technology for laying bricks.

In the second place, brick, as a natural building material has excellent insulating qualities, it is natural due to its structure and material used in the manufacture of bricks. In addition to these characteristics, the brick house still meet all current requirements for fire safety.

The walls are brick houses, in contrast, from the wooden houses do not rot and shrinkage. There is a significant plus brick house – they feature a unique climate, in hot weather in summer, as in a brick house remains cool, and in winter warm.

Are there any disadvantages to a brick house? Yes there is – is the high cost of the construction, the complexity of laying bricks.

Construction of a brick house, is not recommended in cold seasons, especially in sub-zero temperatures, as well as during heavy rains.

Due to weather conditions the construction of a brick building, is often suspended, which means building a house, spread over an indefinite period, and therefore, may increase and the final cost of a brick house, with its construction.

Despite the considerable cost, brick houses have always enjoyed, and hopefully will enjoy the same popularity

buying apartment complexes

Buying an Apartment Complex

How to Buy an Apartment Complex

Before issuing the loan, the bank verifies not only the borrower, but the flat purchased by a mortgage. She is pledged to the bank to repay the mortgage, and in case of difficulty, the funds from the sale of apartments should completely cover the loan. So if you decide to buy an apartment in the mortgage, you have to choose the right, so you can save time and nerves. Let’s see what are the requirements of the bank to mortgage the apartment.

Having the Finances

The main requirement of the bank to the apartment is its liquidity. The liquidity of an apartment depends on many factors – characteristics of the building, description of the apartment, and legal aspects. If this is the apartment building, then the banks more willing to agree to have handed over the objects, or at least at the final stage, but on condition that the developer had worked.

So if you plan to buy an apartment in a new loan, then be prepared that the bank will carefully examine not only flat, but the developer – will be sought investment contract documentation for the lease of land, a document confirming a building permit and so on. As a rule, reliable builders seek to accredit their own facilities to assist the potential investor with no hassle to buy an apartment.

Also, the bank will require proof that the house is not located in the plans for demolition or reconstruction. The important role played by the location of the house, for example, a house on the outskirts of the city is less preferred than in the center. There will also be evaluated by the state apartments, the area, finish, layout.

Value of the Property

The Bank also draws attention to the cost of an apartment, it should not be overestimated, otherwise the bank deny you credit. It is also important to know if the seller has an apartment is not ready to show the documents of its market value, the bank may deny credit.

Bank are also important legal aspects of the transaction, the apartment must be legally free. Without any encumbrances, and is fully ready for registration and registration of the new owner. Also, the former owners should not be in arrears on tax and utility payments.

Bank wary of flats and redevelopment, which often is not legalized. And if the bank is lending to the apartment and redevelopment, it will oblige the customer to agree on redevelopment within six months, or result in the apartment to its former state.

The Commercial Loan

Derivation of the ideal real estate mortgage, an apartment from a reliable builder in the built and delivered to the house, it is desirable that the object was in the accreditation of the bank. And if this is a secondary market, it is flat, without alterations, so it was not the registered persons, or if there is, only one owner who has no children and heirs.

But in the real estate market of apartments for low and in some cases banks make concessions. Therefore, it will be easier to find a suitable apartment that will meet the requirements of the bank, through a real estate agency, and the ideal would be if the agency is working with the bank with whom you plan to get a loan.